Creditor Representation In Bankruptcy From Experienced Creditors’ Rights Attorneys
Creditors have rights when debtors file for bankruptcy. At Rogers Law Offices in Atlanta, we help represent creditors in both Georgia and Tennessee throughout the bankruptcy process. Our clients include secured lenders, commercial landlords, financial institutions and other lenders impacted by bankruptcy proceedings. We protect their interests and enforce their rights under the federal bankruptcy code.
Founded in 2008, Rogers Law Offices is a woman-owned firm with a major focus on protecting creditors’ rights in bankruptcy. We are proud to be known as “The Lender’s Lawyers,” and we take that responsibility seriously.
Protecting Creditors’ Rights In Bankruptcy
When a debtor files for Chapter 7, Chapter 11 or Chapter 13 bankruptcy, creditors often face immediate obstacles to collecting debts. The automatic stay halts collection efforts, and debtors may attempt to discharge obligations or restructure payment plans. But creditors are not powerless.
We help clients assert their rights through strategic legal action, such as:
- Filing a proof of claim to make sure debts are recognized
- Seeking adequate protection for secured interests
- Filing motions to lift stays and resume collection efforts
- Challenging fraudulent conveyances and preferential transfers
- Participating in Creditors’ Committee representation
- Objecting to discharge or reorganization plans
- Pursuing adversary proceedings when necessary
Our team tailors their approach to fit the unique circumstances of each case.
Strategic Advocacy For Secured And Unsecured Creditors
We represent a wide range of creditors, including:
- Secured creditors seeking to protect collateral
- Unsecured creditors pursuing repayment through the bankruptcy estate
- Commercial landlords enforcing lease obligations
- Financial institutions involved in loan workouts and collections litigation
- Small-business owners who are lenders impacted by bankruptcy claims
We understand the nuances of debtor in possession financing, asset liquidation, reorganization plans and other aspects of bankruptcy. We also assist creditors in identifying and recovering troubled assets, including distressed real estate, defaulted loans and other collateral at risk due to the debtor’s financial instability. Our goal is to maximize recovery and minimize risk.
Experienced Representation In All Bankruptcy Chapters
Bankruptcy cases vary widely depending on the chapter filed. We represent creditors in bankruptcy proceedings under:
- Chapter 7: We help creditors pursue claims during liquidation and challenge improper asset transfers.
- Chapter 11: We represent creditors in reorganization proceedings, including plan objections and committee participation.
- Chapter 13: We assist creditors in evaluating repayment plans and asserting objections when necessary.
From the 341 meeting to final discharge, we stand up for creditors at every stage of the process.
Frequently Asked Questions About Creditors’ Rights
Understanding your rights as a creditor is essential. Here are answers to common questions we hear from clients.
Can a creditor still get paid if a debtor files for bankruptcy?
Yes. While bankruptcy can delay or restructure payments, creditors may still recover debts through the bankruptcy process. Filing a proof of claim, asserting secured interests and participating in proceedings are key steps.
What is the automatic stay, and how does it affect creditors’ rights?
The automatic stay is a court order that halts most collection actions once a bankruptcy is filed. Creditors must seek court approval through a motion to lift the stay in order to continue collection efforts or protect their collateral.
Can I object to a debtor’s bankruptcy plan or the discharge of my debt?
Absolutely. Creditors can file objections to reorganization and repayment plans, challenge dischargeability and initiate adversary proceedings if fraud or misconduct is suspected. Our firm regularly handles these objections to protect creditor interests.
Let’s Protect What You’re Owed – Talk To An Experienced Creditors’ Rights Attorney Today
If you’re a creditor involved in a bankruptcy case, we can work diligently to protect your creditor’s claim in bankruptcy. Call us today at 770-685-6320 or contact us online to schedule a consultation.