Chapter 7 & Chapter 13 Bankruptcy Attorneys
Debt Relief Help Across Georgia
Debt is a very serious issue to face and you are definitely not alone. If you are struggling with past due bills and worried about losing your home, car, or other possessions, call Rogers Law Offices. One of the main purposes of Bankruptcy Law is to give a person, who is hopelessly burdened with debt, a fresh start. We can help.
At RLO, we provide experienced Chapter 7 and Chapter 13 bankruptcy representation to clients in Atlanta and throughout the state. Let us help you get started on the road to debt relief today.
Our legal team can help you explore all of the options available to you, regardless of your debt situation. The two bankruptcy options for consumers facing debt problems are:
Chapter 7 Bankruptcy
Chapter 7 bankruptcy offers a clean financial slate for those who qualify. Chapter 7 wipes out existing unsecured debt such as credit card and medical bills, while stopping creditor actions such as wage garnishment and bank account levies.
Chapter 7 is also known as liquidation, because it liquidates assets in order to pay off creditors. However, most people who file for Chapter 7 do not own any qualifying assets, and therefore stand to lose no assets by filing.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is also known as the wage earner’s plan, because it gives people who earn a steady income the chance to pay down debt over a three- to five-year period. Under Chapter 13, you will either pay all of your existing debt or a portion of your debt by making monthly payments to a bankruptcy trustee. Chapter 13 bankruptcy is an option for people who do not qualify for Chapter 7. It is also beneficial to people who need debt relief and protection from creditors, but own houses, cars and other items they wish to keep.
These, of course, are only very basics and general descriptions of Chapter 7 and Chapter 13 bankruptcies and are not meant to constitute legal advice. Every situation and case is different but the attorneys at Rogers Law Office are equipped to address your situation and explain whether bankruptcy is a viable option for you.
Contact Rogers Law Offices
For a free initial consultation with Rogers Law, contact our firm. We look forward to providing you with the skilled legal help you need.
Rogers Law Offices is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.